Terri Wiskirchen was university director of risk management at Embry-Riddle Aeronautical University, which has two residential campuses and ~160 non-residential campuses worldwide. She was in insurance and risk management for 35 years, including experience with a large national broker and as a county risk manager. Terri joined Embry-Riddle in 1986 as its first risk manager. She's been an active member of URMIA since 1994, serving on the board and various committees. She served as co-chair of the URMIA finance committee.